Our Cards
a virtual card
one card, six ways to carry it
The Fast Finance Card gives you a ready card limit you can spend at our partner merchants, or withdraw as cash at any ATM in India. Pick the variant that matches how much you need: each one carries its own yearly charge and card limit, its own withdrawal limits and its own ATM allowance. Card limits are in PV (Points Value), where 1 PV = ₹1.
Your card is issued virtually the moment your application is approved, so you can start paying before the physical card reaches you. There is no hidden charge - the fee and the limits you see below are the ones printed on your card agreement.
- Yearly charges from ₹999
- ATM withdrawals up to ₹5,00,000 a day
- Card limits up to 5,00,000 PV
charges & limits
choose your variant
Classic
Your first step toward a strong financial future.
₹999
yearly charge
Joining fee ₹999, charged once
- Card limit 25,000 PV
- ATM withdrawal / day ₹25,000
- ATM withdrawal / month ₹25,000
- Free ATM withdrawals 30 / month
- Instant virtual card on approval
Prime
The everyday card for first-time borrowers.
₹1,799
yearly charge
Joining fee ₹1,799, charged once
- Card limit 50,000 PV
- ATM withdrawal / day ₹50,000
- ATM withdrawal / month ₹50,000
- Free ATM withdrawals 30 / month
- Instant virtual card on approval
Mayura
More headroom for regular monthly spends.
₹3,580
yearly charge
Joining fee ₹3,580, charged once
- Card limit 1,00,000 PV
- ATM withdrawal / day ₹1,00,000
- ATM withdrawal / month ₹1,00,000
- Free ATM withdrawals 30 / month
- Instant virtual card on approval
World Safari
Our most chosen card, balanced on fees and limits.
₹7,160
yearly charge
Joining fee ₹7,160, charged once
- Card limit 2,00,000 PV
- ATM withdrawal / day ₹2,00,000
- ATM withdrawal / month ₹2,00,000
- Free ATM withdrawals 50 / month
- Instant virtual card on approval
Signature
Built for high monthly cash and travel needs.
₹10,740
yearly charge
Joining fee ₹10,740, charged once
- Card limit 3,00,000 PV
- ATM withdrawal / day ₹3,00,000
- ATM withdrawal / month ₹3,00,000
- Free ATM withdrawals 40 / month
- Instant virtual card on approval
most chosen
Business Lumiere
Our highest limits, by invitation and eligibility.
₹17,900
yearly charge
Joining fee ₹17,900, charged once
- Card limit 5,00,000 PV
- ATM withdrawal / day ₹5,00,000
- ATM withdrawal / month ₹5,00,000
- Free ATM withdrawals 60 / month
- Instant virtual card on approval
cash when you need it
how ATM withdrawal works
Any ATM, any bank
Withdraw at every ATM in India that accepts the network. Set your four digit PIN in the app and the card is ready to use at the machine.
Free withdrawals first
Every variant includes a set of free ATM withdrawals each month. Only withdrawals past that count carry the per-transaction fee listed for your card.
Limits you control
Daily and monthly withdrawal caps are fixed for each variant, and you can lower them further - or freeze the card outright - from the app at any time.
Charges shown upfront
Every ATM fee for your variant is listed on this page before you apply.
side by side
every charge and limit
| Charge / limit | Classic | Prime | Mayura | World Safari | Signature | Business Lumiere |
|---|---|---|---|---|---|---|
| Joining fee (one time) | ₹999 | ₹1,799 | ₹3,580 | ₹7,160 | ₹10,740 | ₹17,900 |
| Yearly charge | ₹999 | ₹1,799 | ₹3,580 | ₹7,160 | ₹10,740 | ₹17,900 |
| Card limit (1 PV = ₹1) | 25,000 PV | 50,000 PV | 1,00,000 PV | 2,00,000 PV | 3,00,000 PV | 5,00,000 PV |
| ATM withdrawal - per day | ₹25,000 | ₹50,000 | ₹1,00,000 | ₹2,00,000 | ₹3,00,000 | ₹5,00,000 |
| ATM withdrawal - per month | ₹25,000 | ₹50,000 | ₹1,00,000 | ₹2,00,000 | ₹3,00,000 | ₹5,00,000 |
| Free ATM withdrawals | 30 / month | 30 / month | 30 / month | 50 / month | 40 / month | 60 / month |
| Charge beyond free limit | ₹25 per withdrawal | ₹25 per withdrawal | ₹30 per withdrawal | ₹20 per withdrawal | ₹20 per withdrawal | No fee |
All charges shown are inclusive of GST; nothing is added on top. Card limits are in PV (Points Value): 1 PV = ₹1. Limits are assigned on approval and depend on your eligibility; Birmecha Securities Pvt. Ltd. may revise charges and limits with prior notice, as required by the Reserve Bank of India. Read the terms or talk to our team.
