How It Works - Fast Finance Card

four steps

from apply to spend

Apply in the app

Download the Fast Finance Card App, enter your PAN and Aadhaar, and complete a short form. Eligibility is checked on the spot - no branch visit and no paperwork to post.

Get approved and pick a variant

We verify your details and offer you a limit. You choose which of our 6 variants to take, knowing its yearly charge and withdrawal limits before you accept.

Spend or withdraw

Spend your card limit at our partner merchants, or withdraw cash at any ATM in India.

Track it in the app

See your card and your card limit in the Fast Finance Card App. Your limit is in PV (Points Value), where 1 PV = ₹1.

Who can apply

Indian resident, aged 21 to 60 at the time of applying
A valid PAN and an Aadhaar-linked mobile number
A regular, verifiable source of income
A bank account in your own name

Meeting these does not by itself guarantee approval - the limit and the variant offered depend on our credit assessment.

What you will need

PAN card
Aadhaar, for the OTP-based KYC check
A selfie, taken in the app
Recent bank statement or salary slip

Nothing needs to be printed, signed or couriered. The whole application is completed inside the Fast Finance Card App.

Start your application