Manage your card on the Fast Finance Card App — download now!
Google Play App Store — coming soon App Store soon

01 The card

What is the Fast Finance Card?

It is a virtual card issued by Birmecha Securities Pvt. Ltd., an RBI registered NBFC. You can spend your approved card limit at our partner merchants, or withdraw it as cash at an ATM. Your card limit is in PV (Points Value), where 1 PV = ₹1.

How is it different from a debit card?

A debit card spends money you already hold in a bank account. This card comes with a card limit in PV (Points Value), where 1 PV = ₹1, to spend at our partner merchants.

What is PV?

PV means Points Value. Your card limit is set in PV, and 1 PV = ₹1: a 25,000 PV limit means you can spend up to ₹25,000 at our partner merchants. It is the most you can spend with the card.

How many variants are there?

There are 6, each with its own yearly charge, card limit, withdrawal limits and ATM allowance. They are compared side by side on the cards page.

Do I get a physical card?

Yes. Your virtual card appears in the app as soon as the card is active, and the physical card is posted to your registered address.

02 Charges

What does the card cost each year?

Yearly charges start at ₹999 and depend on the variant you hold. Some variants also carry a one-time joining fee. Every figure is listed on the cards page and already includes GST.

Are there charges that are not on the website?

No. The yearly charge, joining fee and ATM fee beyond the free count are all published before you apply, and they are the same numbers printed on your card agreement. They already include GST.

Is GST included in the amounts shown?

Yes. Every amount on this site already includes GST, and nothing is added on top when a charge is raised.

Can the charges change later?

Birmecha Securities Pvt. Ltd. may revise charges and limits, but only with prior notice to you, as the Reserve Bank of India requires. You are free to close the card if you do not accept a revision.

03 ATM and withdrawals

How much cash can I withdraw at an ATM?

Up to ₹5,00,000 a day on our highest variant, subject to your monthly cap and your available card limit. Each variant has its own daily and monthly limits, listed on the cards page.

Which ATMs can I use?

Any ATM in India that accepts the card network. Set your four digit PIN in the Fast Finance Card App before your first withdrawal.

Are ATM withdrawals free?

Each variant includes a number of free ATM withdrawals per month. Beyond that a flat per-withdrawal fee applies.

Can I lower my own withdrawal limit?

Yes. You can set a lower daily or monthly cap than your variant allows, and freeze the card entirely, from the app at any time. You cannot raise it above your variant limit.

04 Applying and your card

Who can apply?

Indian residents aged 21 to 60, with a valid PAN, an Aadhaar-linked mobile number, a verifiable source of income and a bank account in their own name.

How long does approval take?

Eligibility is checked instantly in the app. Most complete applications get a decision the same day; some need extra verification and take a little longer.

What if I lose my card?

Call us straight away on 011-69311590 so we can block it and issue a replacement.

Still have a question?

Call 011-69311590 or email help@fastfinancecard.com. For a complaint, see grievance redressal.

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